Mlion Corporation Privacy Policy

We recognise our responsibilities regarding the collection, holding, processing, use, and/or transfer of personal data. Your privacy is of the utmost importance to us.
  

This policy (the “Policy”) outlines how we collect, use, store and disclose your personal data in accordance with Singapore’s Personal Data Protection Act 2012 (“PDPA”). Please take a moment to read about how we collect, use and/or disclose your personal data so that you know and understand the purposes for which we may collect, use and/or disclose your personal data. By using Mlion services, you agree and consent to [Mlion Corporation PTE. LTD. / UEN: 201133672H], a company incorporated in Singapore,  its related corporations, business units and affiliates, as well as their respective representatives and/or agents (collectively referred to herein as “we”, “us” and “our”, collecting, using, disclosing and sharing amongst themselves the personal data, and to disclose such personal data to relevant third party providers. This Policy supplements but does not supersede nor replace any other consent you may have previously provided to us, nor does it affect any rights that we may have at law in connection with the collection, use and/or disclosure of your personal data.

We may from time to time update this Policy to ensure that this Policy is consistent with our future developments, industry trends and/or any changes in legal or regulatory requirements. Subject to your rights at law, the prevailing terms of this Policy shall apply. For the avoidance of doubt, this Policy forms part of the Mlion Corporation Terms of Service governing your relationship with us (“Terms”) and should be read in conjunction with such Terms. Capitalized terms used herein that are not otherwise defined shall have the meanings ascribed thereto in the Terms.
  

The security of your personal data is important to us. At each stage of data collection, use and disclosure, Mlion Corporation has in place physical, electronic, administrative and procedural safeguards to protect the personal data stored with us. However, do note that no transmission of personal data over the internet can be guaranteed to be 100% secure – accordingly and despite our efforts, Mlion Corporation cannot guarantee or warrant the security of any information you transmit to us, or to or from our online services. Mlion Corporation shall not have any responsibility or liability for the security of information transmitted via the internet.
  

This Policy describes how Mlion Corporation may collect, use, disclose, process and manage your personal data, and applies to any individual’s personal data which is in our possession or under our control.



1.  What personal data is collected by Mlion Corporation

“Personal data” means data, whether true or not, about an individual who can be identified (i) from that data, or (ii) from that data and other information to which the organisation has or is likely to have access. Some examples of personal data that Mlion Corporation may collect are:
  

(a) personal particulars (e.g. name, alias(es), telephone number, and/or identity card/passport details);
  

(b) contact information, such as mailing address and e-mail address;
  

(c) images and voice/video recordings of our conversations with you, whether from our communication channels, events or office surveillances or otherwise;
  

(d) information about your use of our services, and specific user interactions with the Website such as features utilised, areas visited or clicked on, and time spent;
  

(e) technical data such as browser type and version, operating system used by the accessing system, internet service provider of the accessing system, the website from which an accessing system reaches our Website (i.e. “referrers”), location of access, cookies, or other similar data and information;
  

(f) behaviour such as pages (and sub-pages) visited, time and date of your visit, time spent on each page, and other diagnostic data; and
  

(g) personal opinions made known to us (e.g. feedback or responses to surveys).
  
Personal data may be collected when you interact with our services or use the Website, or may be received by Mlion Corporation from third-party databases or service providers that provide business information.

2. Purposes for collection, use and disclosure of your personal data

Mlion Corporation may collect, use and/or disclose your personal data for purposes to which you have consented to and Mlion’s legitimate interests or business purposes, including operations for these purposes. These may include, without limitation, the following purposes, which you shall consent to when using the Website:
  

(a) developing and providing facilities, products or services (whether made available by us or through us) to you, or your participation in interactive features of our services, including without limitation:

    (i) promoting advertisements or marketing material, whether from us, advertisers or third parties;
    (ii) various products and/or services (whether digital or not, and whether provided through an external service provider or otherwise);
    (iii)transactions and clearing or reporting on these transactions; 
    (iv)carrying out research, planning and statistical analysis;
    (v) trouble-shooting, technical maintenance and bug fixes; and/or
    (vi) analytics for the purposes of developing or improving the following, including, but not limited to, our products, services, security, service quality, staff training, and advertising strategies;

(b) assessing and processing applications, instructions, transactions, or requests from you;

(c) communicating with you, including providing you with updates on changes to the Services or Accepted Products (whether made available by us or through us) including any additions, expansions, suspensions and replacements of or to such Services or Accepted Products and their terms and conditions;

(d) managing our infrastructure and business operations and complying with internal policies and procedures;

(e) responding to queries or feedback;

(f) addressing or investigating any queries, complaints, claims or disputes in connection with the Services or the Accepted Products;

(g) verifying your identity for the purposes of providing facilities, Accepted Products or Services, which would require comparison of your personal information against third party databases and/or provision of such information to third party service providers;

(h) conducting screenings or due diligence checks as may be required under applicable law, regulation or directive;

(i) complying with all applicable laws, regulations, rules, directives, orders, instructions and requests from any local or foreign authorities, including regulatory, governmental, tax and law enforcement authorities or other authorities;

(j) monitoring the Accepted Products and Services provided by or made available through us;

(k) financial reporting, regulatory reporting, management reporting, risk management (including monitoring credit exposures, preventing, detecting and investigating crime, including fraud and any form of financial crime), audit and record keeping purposes;

(l) enabling any actual or proposed assignee or transferee, participant or sub-participant of Mlion Corporation’s rights or obligations to evaluate any proposed transaction;

(m) enforcing obligations owed to us, protecting our rights or property, and protecting against legal liability; and/or

(n) seeking professional advice, including but not limited to, legal or tax advice.

3. Use of personal data for marketing purposes

We may use your personal data to offer you Accepted Products or Services, including special offers, promotions, contests or entitlements that may be of interest to you or for which you may be eligible. Such marketing messages may be sent to you in various modes including but not limited to electronic mail, direct mailers, short message service, telephone calls, facsimile and other mobile messaging services. In doing so, we will comply with all applicable data protection and privacy laws.
  

In respect of sending telemarketing messages to your telephone number via short message service, telephone calls, facsimile and other mobile messaging services, please be assured that we shall only do so if we have your clear and unambiguous consent in writing or other recorded form to do so or if you have not otherwise made the appropriate registration of that number with the Do Not Call Registry. If we have an ongoing relationship with you and you have not indicated to us that you do not wish to receive telemarketing messages sent to your telephone number, we may send you telemarketing messages to that number related to the subject of our ongoing relationship via short message service, facsimile and other mobile messaging services (other than a voice or video call).
  

You may at any time request that we stop contacting you for marketing purposes via selected or all modes.
  

To find out more on how you can change the way we use your personal data for marketing purposes, please contact us.
  

Nothing in this Policy shall vary or supersede the terms and conditions that govern our relationship with you.

4. Disclosure and sharing of personal data

We may from time to time and in compliance with all applicable laws on data privacy, disclose your personal data to any personnel of Mlion Corporation, group entities, or to third parties (including without limitation to banks, financial institutions, credit card companies, credit bureaus and their respective service providers, companies providing services relating to insurance and/or reinsurance to us, and associations of insurance companies, agents, contractors or third-party service providers who provide services to us such as telecommunications, information technology, payment, data processing, storage and archival, our business partners in accordance with the section above on “Use of Personal Data for marketing purposes” and our professional advisers such as our auditors and lawyers, and regulators and authorities), located in any jurisdiction, in order to carry out the purposes set out above or such other purposes permitted by applicable laws. Please be assured that when we disclose your personal data to such parties, we will disclose only the personal information that is necessary to deliver the service required, and will also require them to ensure that any personal data disclosed to them are kept confidential and secure.
  

For more information about the third parties with whom we share your personal data, you may, where appropriate, wish to refer to the agreement(s) and/or terms and conditions that govern our relationship with you. You may also contact us for more information (please see clause 9 below).
  
We wish to emphasise that Mlion Corporation does not sell personal data to any third parties, and we shall remain fully compliant of any duty or obligation of confidentiality imposed on us under the applicable agreement(s) and/or terms and conditions that govern our relationship with you or any applicable law.
  

You are responsible for ensuring that the personal data you provide to us is accurate, complete, and not misleading and that such personal data is kept up to date. You acknowledge that failure on your part to do so may result in our inability to provide you with the Accepted Products and Services you have requested. To update your personal data, please contact us (please see clause 9 below for contact details). Where you provide us with personal data concerning individuals other than yourself, you are responsible for obtaining all legally required consents from the concerned individuals and you shall retain proof of such consent(s), such proof to be provided to us upon our request.
  

We may transfer, store, process and/or deal with your personal data in any jurisdiction, and accordingly such personal data may be transferred to computers, servers or hardware located outside of your state, province, country or other governmental jurisdiction where the data protection laws may differ from those in your jurisdiction. Mlion Corporation will take all steps reasonably necessary to ensure that your data is treated securely and in accordance with this Policy and no transfer of your personal data will take place to an organisation or a country unless there are adequate controls in place including for the security of your data and safeguarding your privacy rights and other personal information to ensure that your data will be protected to a standard comparable to the protection under the PDPA through legally enforceable obligations such as applicable law, binding corporate rules, contract, or any other legally binding instrument (including without limitation the Standard Contractual Clauses approved by the European Commission). Your consent to this Policy followed by your submission of such information represents your agreement to the transfer of personal data as described herein.

5. Cookies and related technologies

The Website uses cookies. A cookie is a small text file placed on your computer or mobile device when you visit any website, which may include an anonymous unique identifier. Cookies collect information about users and their visit to the Website, such as their IP address, how they arrived at the Website (for example, through a search engine or a link from another website), how they navigate within the Website, browser information, computer or device type, operating system, internet service provider, website usage, referring/exit pages, platform type, date/time stamp, number of clicks, advertisements viewed, and how they use our Services.

We use cookies and other technologies to facilitate your internet sessions and use of our Website, offer you customised Accepted Products and/or Services according to your preferred settings, display features and services which might be of interest to you (including advertisements on our services), track use of our Website, to compile statistics about activities carried out on our Website, and to hold certain information. Examples of cookies which we use include, without limitation, session cookies to operate our service, preference cookies to remember your preferences and various settings, as well as security cookies for security purposes.


We also work with third-party suppliers who may also set cookies on our website, for example [Youtube & Facebook, which we use to display video content]. These third-party suppliers are responsible for the cookies they set on the Website. If you want further information, please go to the website for the relevant third party.

You may set up your web browser to block cookies from monitoring your website visit. You may also remove cookies stored from your computer or mobile device. However, if you do block cookies you may not be able to use certain features and functions of our Website.

We further utilise a variety of other similar tracking technologies, including without limitation beacons, tags, and scripts to collect and track information and to improve and analyse our services.

6. Other websites

The Website may contain links to other websites which are not maintained by Mlion Corporation. This Policy only applies to the Website of Mlion Corporation. When visiting these third-party websites, you should read their privacy policies which will apply to your use of such websites

7. Retention of personal data